Terms of Service

By using this website or signing up for a trial you agree to these terms. If you are agreeing on behalf of a firm, you confirm you are authorised to bind it.

If your firm has signed a master services agreement, order form, or pilot agreement with Interpose, that document governs the services it covers and prevails over these terms wherever the two differ. These terms continue to govern the public website and any trial.

This section describes what we are legally permitted to do, and it is not a formality. Read it before relying on anything the software produces.

It follows that, when you use the platform:

• You are the fiduciary. Where you are an investment adviser or broker-dealer, you remain solely responsible for your regulatory obligations to your clients, including suitability, best execution, supervision, disclosure and recordkeeping. Nothing here transfers any part of that to us.
• Every output is a candidate for your review. Rebalancing proposals, tax-loss harvesting candidates, drift alerts, risk scores and any AI-generated commentary are analytical outputs produced from the data available to the system. They are not recommendations from us and are not a substitute for your own judgment.
• We never execute without your approval. The platform does not place an order that an authorised user of your firm has not approved. Higher-risk automated actions always require a human approval step, and this is enforced by the system rather than by convention.
• You are responsible for your own data. Calculations are only as good as what is loaded. Where you supply positions, tax lots or transactions by file, you are responsible for their accuracy and completeness, and for reconciling against your custodian's records before acting.
• Custody stays where it is. Your assets remain at your custodian under your existing arrangements, which we are not party to.

• A trial provisions a real, isolated tenant for 30 days, at no charge and without a payment method.
• A trial holds no real assets and connects to no live custodian. Trial accounts cannot take custody and trial orders never leave the platform. Any market data shown is for demonstration.
• Do not load real end-client personal or financial data into a trial tenant. It is for evaluation.
• When the trial expires the login stops working. Your configuration is retained for a short grace period so it can be resumed or converted, and is then permanently deleted. Retention periods are in the Privacy Policy.
• We may suspend or decline a trial, and we cap how many run concurrently. The trial is provided as-is and without any service commitment.

You agree not to:

• access the service other than through the interfaces we provide, or attempt to circumvent authentication, tenant isolation, or rate limiting;
• access or attempt to access data belonging to another firm;
• probe, scan or load-test the service without our prior written consent;
• resell, sublicense or provide the service to a third party except as your agreement permits;
• reverse engineer the software, except to the extent that restriction is unenforceable by law;
• upload malicious code, or use the service unlawfully or to infringe anyone's rights;
• misrepresent the service's regulatory status to your own clients — in particular, describing Interpose as your custodian, broker-dealer, or adviser.

If you find a security vulnerability, please tell us at hello@interposehq.com rather than demonstrating it against other firms' data. We will not pursue good-faith research reported to us privately.

Fees for a paid engagement are set out in your order form or pilot agreement, invoiced in the currency stated there, and payable within the period it specifies. Fees exclude taxes, which are your responsibility except for taxes on our income.

Rates are agreed in that document. We may change them on notice for any subsequent term. A change does not affect the rate for the remainder of a term already contracted, and your order form may fix a rate for a longer period where it says so.

• You own it. Data you or your clients put into the platform remains yours. You grant us only the licence needed to host, process and display it in order to provide the service, and to keep backups.
• We do not use it for our own purposes. We do not sell it, mine it for our own products, or use it to train machine-learning models.
• You can get it out. During the term and for a defined window after termination, you can export your data in a machine-readable format. We will not hold data hostage over a commercial dispute.
• We may use aggregated, de-identified statistics that cannot identify you, your firm or your clients to operate and improve the service.
• Handling of personal information is governed by the Privacy Policy, and by a data processing agreement where one applies.

The platform, its software, models, documentation and brand are ours and remain ours. These terms grant you a limited, non-exclusive, non-transferable right to use the service during your term, and nothing more. Feedback you give us we may use freely and without obligation.

Each of us will protect the other's non-public information with at least reasonable care, use it only for the purposes of the relationship, and disclose it only to people who need it and are bound to keep it confidential. This does not cover information that is public, independently developed, or lawfully received from someone else — and either of us may disclose where legally compelled, giving notice where permitted.

We work to keep the service available and will give advance notice of planned maintenance where we reasonably can.

Except as expressly stated in a signed agreement, the service is provided “as is” and we disclaim all implied warranties, including merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the service will be uninterrupted or error-free, that market or reference data supplied by third parties will be accurate, complete or timely, or that any analytical output will produce a particular investment, tax or financial result. Past performance shown in the platform does not indicate future results.

Neither party is liable for indirect, incidental, special, consequential or punitive damages, or for lost profits, revenue, or data, even if advised such damages were possible.

Each party's total aggregate liability arising out of the relationship is limited to the fees paid or payable by you to us in the twelve months preceding the event giving rise to the claim. For a free trial, that amount is zero, and our liability is limited accordingly.

Nothing here limits liability that cannot be limited by law, including for fraud or for death or personal injury caused by negligence. These limits do not apply to your obligation to pay fees, or to either party's breach of confidentiality.

You will defend and indemnify us against third-party claims arising from your use of the service in breach of these terms, from data you load that you had no right to provide, and from your own regulatory obligations to your clients. We will defend and indemnify you against third-party claims that the service as provided infringes their intellectual property rights.

These terms apply while you use the site or a trial. A paid term is set by your agreement. Either party may terminate for material breach that is not cured within 30 days of written notice.

We may suspend access immediately where there is a security risk, unlawful use, or non-payment materially overdue — and will restore it as soon as the cause is resolved. On termination, §6 governs getting your data out.

• These terms are governed by the laws of the State of Delaware, without regard to conflict-of-laws rules, and the state and federal courts sitting in Delaware have exclusive jurisdiction.
• Neither party may assign these terms without the other's consent, except in connection with a merger or sale of substantially all assets.
• Neither party is liable for failures caused by events beyond its reasonable control.
• If a provision is unenforceable, the rest stands.
• Nothing here creates a partnership, agency, or employment relationship.
• We may update these terms and will revise the date above. Material changes affecting an active customer take effect on notice.

Questions: hello@interposehq.com.